In today's competitive marketplace, it's more important than ever to have confidence in the people helping you put your company's insurance and risk management programs in place. So how can you really know if your agent or broker knows construction?  Below are some of the services that a knowlegdeable agent or broker should perform:

• Identifies unique exposures you face on your projects with realistic recommendations for handling therm

• Reviews contracts and provides practical recommendations to improve your company's assumption or transfer of risk

• Analyzes coverage gaps in your insurance program with recommendations for closing them

• Fast, understandable, and correct answers to your questions about coverage for the things that worry you

• Effective advocacy with your insurance company when the adjuster thinks your loss is subject to a policy exclusion

• Educates your administrative team about the risk allocation provisions, such as indemnity cluases, in the contracts you sign

• Suggests persuasive reasons to convince owners or general contractors to make reasonable changes in their contract insurance requirements

• Effectively negotiates with underwriters to obtain special additional coverages in your policies

• Explains the pitfalls of adding another contractor or the owner as an additional insured in your policy

• Useful advice for avoiding problems when you are bidding on a project to be insured in an OCIP ro CCIP

Construction company needs are diverse, critical and unique.  The CRIS certification is a key indicator that your agent and their staff have the knowledge to meet these needs.  For more information please contact Chuck Thompson today.